4 Critical Things to Look for When Buying Business Checks Online

Business Checks Online

Business checks are essential for running a successful company. Despite recent technological developments in terms of mobile payment services such as Google Pay and Apple Pay, small businesses are still using checks. There are several reasons for that. Firstly, it helps improve credit portfolio and it boosts the professional status of the company. Features such as post-dating and universal acceptance, ensures the survivability of bank checks in this growingly digital world.

This brings us to the topic of the post. What should you look for when buying checks online.

You might not realize it, but buying paper checks from your bank is expensive. The truth is, most banks still order business checks from third-party check printing service providers. This drives up the cost of checks.  Might as well purchase it directly, right?

Not only is it cheaper, but ordering it elsewhere also gives you the option to customize the design of your business check. It gives you the ability to communicate your brand effectively through custom colors and formats.

However, ordering from the internet begs the question: is it safe to purchase them online? How do we make sure they are legitimate? To give you peace of mind, here are some things you should look for when ordering manual business checks online:

Make Sure You Are Buying from a Reputable Company

Usually, those on the top of Google results are reputable ones. However, you still need to make sure by checking the pages of the website. Check the quality of the design and ensure they have their address listed on their website.

You should also make sure that the site is secure. Now, because the site is going to accept online payment it should have a URL beginning with “https” instead of “http.” The “S” stands for secure.

You should also check if the company is a member of the Check Payment Systems Association (CPSA), an organization of accredited check printers. This organization sets the industry standards in printing checks.

Judge By the Information They Ask You to Provide

As mentioned before, most banks do not print their own checks and rely on third-party check printers. They send your information and have it printed for your convenience. Now, when you are doing this on your own online, they would usually ask you the following information:

  • Your checking account number
  • Your desired starting number for the bank check
  • Your company’s name and address
  • Your name and other signatories
  • The routing number of your bank

The printing provider might also ask you to confirm a small deposit in your checking account. This step is a safeguard against other people printing your check without authorization. If they are asking for your social security number or any additional personal information such as passport number, it is most likely a scam.

Compatibility with Your Business Accounting System

Not all checks are compatible with all accounting packages. For instance, you would need a pack of Quickbooks checks if you plan on using Quickbooks to print your checks. A good independent check printing firm usually offers Quickbooks checks along with their usual offering of blank checks and printed personal and business checks.

Look for Reviews Online

If you are unsure about the company and the website you are ordering from, then it’s a good idea to read some online reviews. Usually, customers who get scammed leave behind reviews on Google My Business listings. So try to dig deep as much as you can, especially from public forums. While this step may sound obvious, checking online reviews, that are not part of the site’s testimonials is an essential step.

Trustworthy vendors also offer money-back guarantees and have easy return policies. These should give you confidence that the company is transparent in its business. If anything should go wrong, or if you are not satisfied with the service, they would most likely replace your order.

Make sure though that you know the terms and conditions of the company. Most printing companies do not accept mistyped details for returns, especially if you are the one who committed the mistake. So be sure to think before you click that submit button!

Getting checks printed online is completely legitimate and is  a popular method employed by a lot of companies to save money. Independent check printing companies also deliver the checks faster, which makes them perfect if you suddenly run out of checks.

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