One primary reason some buyers walk away after buying a home feeling bad is that they felt ripped off.
Most people don’t like putting in the work to research and study the current market trend before buying homes for sale in West Point Lake, GA, or other parts of Lagrange.
You might want to prioritize your needs over your wants, and if you have a partner, you have to agree on a property type before making the purchase.
Seeing as buying a house is a significant investment, you’ll need to be cautious and ensure that you’re making the right decision on your choice of a home.
You don’t have to let these things bother you! At Tim Stout & Associates, we can help you buy that house in a timely and effortless manner. Click here so you can find new homes for sale in Lagrange (GA).
Or follow these tips to help you buy the best house for sale in Lagrange, GA.
1. Be Financially Ready
Before you begin to look for a house to buy, you’ve got to consider the amount you’ll pay for the property.
Unless you intend to pay with cash, the purchase will require borrowing through a mortgage.
You’ll also require access to enough funds to pay a five or ten percent deposit of the property’s purchase price.
It’d be best to talk to a financial advisor who can help you assess the mortgage amount you can afford to handle and help you ask for a loan.
Get an independent financial advisor (IFA) through an estate agency, a recommendation from family or friends, a bank or building society, or the internet and get an Agreement in Principle (AIP) to confirm the amount you can borrow if the property meets the lender’s criteria.
Sellers and agents will take you seriously when they realize that you have an AIP.
Don’t forget to budget for legal fees, removal costs, land tax, stamp duty, moving expense, amongst others.
2. Work With a Realtor
Ask people for referrals to a real estate agent they trust.
You can set up an interview with the recommended agents to determine which ones have expertise in the types of homes and neighborhoods you prefer.
Ensure you pick a real estate agent that their style meshes with your personality.
It’d be best to ask the agent if they specialize in buyer representation. Although the seller still pays them, a buyer rep works for you while a listing agent’s first duty is to the seller.
Also, check if the agent is a realtor, meaning they hold a membership with the National Association of Realtors (NAR).
3. Check Out the Neighborhood
Before buying a Lagrange, GA house for sale by the owner, check out the neighborhood.
Sometimes, homebuyers become distraught because the new home’s neighborhood isn’t ideal for them.
That’s why it’s best to use a professional real estate agent.
Consider driving through the day to see what’s happening around the neighborhood.
Check the distance of the house to the nearest grocery store and other amenities.
Also, check if there’s a school closeby, especially if you have kids.
4. Identify Your Needs and Wants
Before buying a foreclosed home for sale in Lagrange, GA, ensure to identify your wants and needs. That way, you can get one that suits your criteria.
If you want to live near a specific workplace, station, or school, identify them now so you can quickly jump on any offer close to the area.
Separate your needs from your wants when shopping for a house. For instance, you might want four bedrooms while you only need three, or a double garage when in actuality you need an off-street parking space.
Being clear about your needs will help the agent get an accurate understanding of the houses to offer you. What’s more, it can serve as a filter to narrow down your search.
A good and experienced agent often knows how best to separate wants from needs and might come with properties that may appear unsuitable initially but are ideal for you.
You’d be stunned to find out most people end up purchasing their dream house, which usually appears different from what they originally asked for.
5. Get Your Current House Listed
Many buyers always wait until they sell their existing home before moving, while others think it’s best to get the property to buy before listing your current house.
This act is a total disaster waiting to happen!
If your own house isn’t even up for sale, it’s almost impossible to secure the new home quickly.
Any offers you make will come with the phrase “subject to sale of their own property,” which puts you at a disadvantage over other interested buyers that might already have their money available or found a buyer for their own home.
6. Get the House Inspected
Since you wouldn’t agree to buy a car without checking the hood, that’s the same way you’ve got to hire a home inspector before purchasing a house for sale in Lagrange, GA.
It’ll only cost you about $200 to hire an inspector and save yourself thousands of dollars on repair later on after parking in.
A home inspector’s primary responsibility is to arm you with sufficient information that will enable you to decide whether to buy or not.
A home inspection is the best way to get an unbiased third-party opinion on the house. If the home inspector finds any problem with the property, you can leverage it as a bargaining tool for a price reduction.
It’s best to spend the money on an inspector than to discover later that you have to spend a fortune on repairing the house.
The Bottom Line
Buying a home involves several complex steps and moving parts—however, this guide on how to buy a house for sale in Lagrange, GA, will help you make the right choice.
A professional real estate expert and mortgage lender can help you go through the process smoothly.
Your real estate and conveyancing solicitor choice can directly impact your chances of securing your preferred property.
By researching your preferred location, you’ll have more confidence in making the right decision and look forward to holding your new house keys.
You can fast-track the home buying process by contacting Tim Stout Team to hire a professional agent that will work according to your needs.
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