In today’s digital era, people look for convenience, transparency, and genuine rewards from their financial tools. Roarbank — an initiative by Unity Small Finance Bank Limited — brings a refreshing shift by offering a single, powerful card that combines the benefits of a savings account, a credit card, and UPI payments.
With no joining fee, no annual charges, and a reward system built around real cashback and exclusive offers, Roarbank aims to deliver a smarter banking experience for modern users.
Roarbank provides an integrated card that functions as:
This means you don’t have to switch between multiple cards or banks. Everything is streamlined into one simple, app-controlled financial system.
Users receive a credit limit even without prior credit history. With an interest-free period of up to 62 days, it offers flexibility for managing monthly budgets and cash flow.
Unlike complex point-based systems, Roarbank offers instant cashback. It is real money that can be redeemed or withdrawn.
Every month, users can select two categories such as:
By choosing the right categories, users can maximize savings on their regular expenses.
To explore how you can get cashback, visit → get cashback.
Beyond cashback, Roarbank offers special coupon deals that provide additional savings on purchases across top brands.
These coupons may include:
You simply choose a coupon in the app, copy the code, and apply it during checkout.
To explore all available coupons, visit → coupons.
This combination of cashback + coupons allows users to enjoy higher savings than what traditional cards usually offer.
Frequent buyers on e-commerce platforms can save significantly by selecting the right cashback categories and using coupons.
Instead of handling a debit card, credit card, and a UPI app separately, Roarbank gives you one card that does it all.
Even without a credit score, users can start with an initial credit limit and gradually increase it through responsible usage.
Cashback is direct money — instantly credited and easy to redeem.
With cashback on essentials like groceries or dining, users can reduce everyday expenses and track savings easily.
While Roarbank offers strong benefits, it’s important to keep the following in mind:
Getting started is simple:
The entire process is digital, quick, and secure.
Roarbank is a digital financial solution that combines the power of a savings account, credit card, and UPI-enabled card — offered by Unity Small Finance Bank Limited.
Users select two spending categories every month. Purchases made using the Roarbank card in those categories earn instant cashback, which can later be withdrawn or used to pay credit bills.
Yes, there is a monthly cap to ensure fairness and balanced rewards for all users.
Yes. After reaching the minimum eligible amount, cashback can be withdrawn or applied to bill payments.
Roarbank offers special deals across food, travel, e-commerce, lifestyle, entertainment, and more.
No. The Roarbank card is lifetime free with no joining or annual charges.
No. Even users without any credit history can apply and receive a starter credit limit.
Roarbank — an initiative by Unity Small Finance Bank Limited — is built for people who want banking that’s simple, rewarding, and designed for the digital age. With instant cashback, valuable coupons, and a powerful all-in-one card, it offers a modern way to manage your money and save more every day.
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