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The main benefits of online shopping is its speed, convenience and the reasonable amount of privacy it provides. On the other hand, it sometimes puts you in the position to shop for a product you don’t know much about – and you don’t have anyone to help you then. Purchasing a life insurance policy online […]
If you have ever applied for a loan successfully, you know the effort is required for getting Loan Approval, especially where you have to meet the lender. But as a business person, you are supposed to be acquainted with some of the questions that lenders are likely to ask. Not all applications are always accepted. […]
The financial system has changed drastically over the years. Nowadays, cash has started to become obsolete, as more and more people rely on the card system for payment and rightly so. Payment is much more convenient and secures through a card system, and your money is safe and sound. Moreover, you can make payments of […]
There’s no need to say that dealing with finances is a big part of running a business. Not only do you have to ensure your business makes money but you’re also tasked with analyzing your finances and ensuring everything goes according to plan. The problem is, how do you make sure you’re analyzing your finances […]
One of the most vital elements of a credit report is the Credit Utilization Ratio. Credit utilization can be described as the percentage of credit limit that you’re currently utilizing. Say, for instance, if you have a total of Rs. 1,00,000 in credit available on two different Credit Cards, and you’ve spent Rs. 70,000 against […]
The returns on your equity shares tend to be volatile, by default. That means it tends to fluctuate over a period of time, but more prominently over shorter periods of time. But did you know that there are specific reasons why equity share returns may fluctuate in your case? There may be some structural defects […]