9 Effective Tips to Lower Cards’ Credit Utilization Ratio & Have a Good Credit Score

One of the most vital elements of a credit report is the Credit Utilization Ratio. Credit utilization can be described as the percentage of credit limit that you’re currently utilizing. Say, for instance, if you have a total of Rs. 1,00,000 in credit available on two different Credit Cards, and you’ve spent Rs. 70,000 against […]

The effects of financial decisions on your credit score – Ways to improve it

Financial decisions are always to be taken wisely as they have a long-term effect not only on your financial matters but also your credit score. A credit score is nothing but a rating which shows the financial reliability of a person depending upon his previous financial transaction history. The more the credit score,the more are […]